About Michelle Brow: Your Christian Financial Advisor for Christian Women Business Owners
Expertise, Experience, and Faith-Driven Financial Planning
Michelle Brow is a dedicated Financial Advisor for Christian Women Business Owners, specializing in financial planning for small businesses and entrepreneurs. With over 14 years of experience in the financial services industry, including more than 11 years as a Financial Planner, Michelle brings a wealth of knowledge and expertise to help business owners navigate their unique financial challenges.
Credentials and Certifications
- Chartered Financial Consultant® (ChFC®)
- Completed the Certified Financial Planner™ (CFP®) program at Northwestern University
- Bachelor of Science, University of Toronto
- Ongoing studies in Technical Analysis to help supplement fundamental analysis and assist in portfolio risk management
Michelle's commitment to continuous learning ensures that her clients receive the most up-to-date and comprehensive financial advice.
Contact Michelle: 844-GROW-JOY, michelle@fullbloomfinancial.com, Full Bloom Financial SEC listing.
Entrepreneurial Awards and Recognition
Alongside her extensive background in financial services and financial planning, Michelle is also a seasoned entrepreneur. Throughout her entrepreneurial career, she has received numerous awards, accolades and roles, recognizing her achievements and contributions to the field of entrepreneurship:
A Faith-Based Approach to Financial Planning
As a Christian financial advisor, Michelle is dedicated to helping business owners and entrepreneurs align their financial decisions with their faith and values. She specializes in:
Contact Michelle: 844-GROW-JOY, michelle@fullbloomfinancial.com
Alongside her extensive background in financial services and financial planning, Michelle is also a seasoned entrepreneur. Throughout her entrepreneurial career, she has received numerous awards, accolades and roles, recognizing her achievements and contributions to the field of entrepreneurship:
- Spotlight Segment in “The Future of Business-5th Edition” college textbook
- Hallmark of Entrepreneurial Excellence Award for Innovation, by the Kauffman Center for Entrepreneurial Leadership & YEO
- Best Small Business Award, Michigan Small Business Development Center
- Cited and quoted in Entrepreneur Magazine, Inc. Magazine, Fortune Small Business Magazine, Franchise Times, Cover Story of WOW (the Word on Women) Magazine and often appeared on The Food Channel
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Young Entrepreneurs’ Organization (YEO) - Board of Directors and Member
- Forum Table Moderator
- Mentor Chair
- Education/Learning Chair
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YMCA Board of Directors - Metropolitan Detroit
- Financial Development Committee Chair | Strategic Advisory Council
A Faith-Based Approach to Financial Planning
As a Christian financial advisor, Michelle is dedicated to helping business owners and entrepreneurs align their financial decisions with their faith and values. She specializes in:
- Biblically Responsible Investing (BRI)
- Personal and business financial planning
- Retirement planning for business owners
- Tax planning strategies
- Estate planning strategies and business succession
Contact Michelle: 844-GROW-JOY, michelle@fullbloomfinancial.com
The Full Bloom Financial Difference
Fiduciary Commitment
As a fiduciary financial advisor, Michelle is legally and ethically bound to act in her clients' best interests. This means providing unbiased financial advice and recommending investments that are best for you, not what earns the highest commission.
Flat Fee Structure
Holistic Financial Planning
Michelle takes a 360-degree approach to financial planning, considering both your personal and business finances. This comprehensive strategy helps business owners create a financial plan that addresses all aspects of their financial life, from business growth to personal wealth management.
Michelle's Journey
Michelle's path to becoming a financial advisor for business owners, was shaped by her own experiences as an entrepreneur. Having founded and managed a thriving retail business that ultimately closed after a recession—she has a deep, personal understanding of the financial challenges and risks inherent to business owners.
Her journey through various roles in the financial industry, including positions at major banks and other financial planning firms, led her to create Full Bloom Financial. This firm embodies her vision of providing truly client-focused, biblically-based financial planning services.
Why Choose Michelle as Your Financial Advisor?
2. Faith-based approach to wealth management
3. Fiduciary commitment to your best interests
4. Transparent flat fee structure
5. Comprehensive, holistic financial planning services
Whether you're a new business owner looking to establish a solid financial foundation or an established entrepreneur planning for succession or selling your business, Michelle can help you create a financial plan that aligns with your business goals and personal values.
Take the Next Step
Ready to work with a financial advisor who understands the unique needs of business owners and operates from a foundation of Christian principles? Schedule a complimentary discovery meeting with Michelle today.
Let Michelle help you navigate the complex world of business finances, create a robust retirement plan, and build a lasting legacy for your business and family.
Frequently Asked Questions
How can Full Bloom Financial help me as a small business owner?
As a business financial advisor, Michelle Brow at Full Bloom Financial offers comprehensive financial planning for business owners. Full Bloom Financial provides services tailored to your unique needs, including suggestions on business plan development, tax planning, succession planning, and personal financial management. Our goal is to help you achieve both your business and personal financial goals.
What makes Michelle Brow qualified to be my financial advisor?
Michelle Brow is a Chartered Financial Consultant® (ChFC®), has completed the Certified Financial Planner TM (CFP r) program at Northwestern University, and has over 14 years of experience in financial services. She specializes in wealth management for business owners and entrepreneurs. Her expertise in both personal and business finances allows her to provide a 360-degree approach to financial planning, addressing all aspects of your financial life.
Does Full Bloom Financial offer retirement planning for business owners?
Yes, we offer specialized retirement planning services for business owners. Michelle can help you choose the right type of retirement plan for your business, whether it's a SEP IRA, SIMPLE IRA, Traditional or Roth IRA or 401(k) or a Solo 401(k). We also assist in integrating your business retirement strategy with your personal retirement goals.
How can a business financial advisor help protect my personal assets?
As your business financial advisor, Michelle can help you develop strategies to separate and protect your personal assets from business risks. This includes advice on business structure, insurance coverage, and legal protections. We aim to safeguard your personal finances while supporting your business growth.
What sets Full Bloom Financial apart from other financial advisory services?
Full Bloom Financial is a fee only RIA (Registered Investment Advisory) and offers a flat fee so that business owners are able to control their expenses. Michelle Brow, Financial Planner and Founder of Full Bloom Financial, is a fiduciary financial advisor, meaning she is legally and ethically bound to act in your best interest. We offer a unique flat-fee structure, eliminating conflicts of interest often associated with commission-based advisors and AUM (Assets Under Management) advisors. Our holistic approach considers both your business and personal financial health, providing truly comprehensive advice.
How often should I meet with my financial advisor as a business owner?
We provide regular comprehensive reviews of your Financial Plan and investments by scheduling Progress Meetings twice a year - in order to review your financial situation and adjust your plan as needed. However, as a business owner, you'll most likely face impactful financial events more frequently. We encourage you to reach out whenever you need guidance on financial decisions that could affect your business or personal finances.
Remember, you have a trusted Christian Financial Planner in your "back pocket." We're just a call, email or text away to help with any immediate financial needs or questions—freeing you to focus on your business.
Can Full Bloom Financial help with business succession planning?
Absolutely. Succession planning is a crucial aspect of long-term business financial planning. Michelle can help you develop a succession plan that addresses the transfer of ownership, valuation of your business, tax implications, and integration with your personal estate planning.
How do I know if I need a financial advisor for my small business?
If you're struggling to balance your business and personal finances, need help with tax planning strategies, want to optimize your business' financial health, or are planning for long-term goals like retirement or business succession, it's likely time to consult a financial advisor. Full Bloom Financial can provide the professional guidance you need to navigate these complex financial tasks.
Learn More About Financial Health
At Full Bloom Financial, we're dedicated to guiding Christian women through their financial futures.